Get a finance expert on your case. We have access to the best rates in the market. Upto $1 million, no financials needed. Get Pre-Approved today!

250+ REVIEWS

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Get a Finance Expert on your caseWe have the best rates in the market. Up to $1 million, no financials needed. Receive pre-approval today!

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250+ REVIEWS

Why Choose QPF Finance Group?

Making Truck Finance Simple

Our goal is to streamline the process of obtaining finance for trucks and trailers. Our team is capable of handling the entire process, from securing your loan to obtaining insurance, allowing you to focus on managing your business. With over four decades of experience as a leading brokering firm, we possess a vast amount of industry expertise and knowledge in all areas of lending.

Competitive
Packages

Previously, businesses would typically rely on their current banks for financing their trucks and/or trailers. However, the market has become increasingly competitive. As one of the largest finance brokers in Australia, we compare over 40 banks and lenders to ensure that you receive the best possible deal available in today’s market.

Dedicated Finance
Broker

We’ve been operating as a family-owned enterprise since 1977. We pride ourselves on providing quality service while leveraging our industry expertise. One of our unique offerings is assigning a dedicated account manager for the duration of your loan. This ensures that you receive personalised attention throughout your experience with our business.

Access To The Best In Truck Finance

We specialise in providing customised truck finance solutions that cater to unique requirements. Our team of finance experts have access to the most reputable financiers throughout Australia, thereby ensuring you receive the best possible truck loan in the market. Trust us to help you obtain the best truck loan that is tailored to your specific needs.

With a panel of 40+ Lenders, we guarantee competitive rates

Check out the trucks and trailers we've financed

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6 days ago
QPF Finance Group

How good is this!

Our valued client, JDN transport, won "Truck of the Show" at Oaklands with their 2019 Kenworth T909! Congratulations again to the JDN team 🙌🏼

Read all about it here: www.tradetrucks.com.au/2019-kenworth-t909-takes-home-truck-of-the-show-at-oaklands/
... See MoreSee Less

How good is this!

Our valued client, JDN transport, won Truck of the Show at Oaklands with their 2019 Kenworth T909! Congratulations again to the JDN team 🙌🏼 

Read all about it here: https://www.tradetrucks.com.au/2019-kenworth-t909-takes-home-truck-of-the-show-at-oaklands/

2 CommentsComment on Facebook

Joe Corte Joe Corte Dom Corte

Thanks to John Egan and all the team at QPF Finance Group nothing is ever a problem …anyone out there for simple no fuss finance be sure to give QPF a call 😎

2 months ago
QPF Finance Group

Rod Biggs is one happy client 💯

Chasing a new truck for his company, Rod Biggs Excavations, Rod contacted Katelyn Barnett for assistance in acquiring the funding for this 2020 Isuzu FRR 110-240.

Successfully getting a loan approval in just a few days, Rod and his team can now take on more demanding projects, expanding their business capabilities.
... See MoreSee Less

Rod Biggs is one happy client 💯

Chasing a new truck for his company, Rod Biggs Excavations, Rod contacted Katelyn Barnett for assistance in acquiring the funding for this 2020 Isuzu FRR 110-240. 

Successfully getting a loan approval in just a few days, Rod and his team can now take on more demanding projects, expanding their business capabilities.

1 CommentComment on Facebook

Well done Katelyn!!! 🏆

3 months ago
QPF Finance Group

Milena Franjic - QPF Finance Broker has worked her magic once again, hooking Emma and Adam up with some new equipment for their earthworks business in Glenville!

Not only did Milena finance their 2017 Mack Tipper Truck, but she's also the mastermind behind the latest addition to their fleet – the 2023 Heavy Duty UPT Tri-Axle Plant Trailer!🚚

As a finance superstar, it's no surprise that Milena has secured over 20 equipment pieces for the business duo since 2018!🤯
... See MoreSee Less

Milena Franjic - QPF Finance Broker has worked her magic once again, hooking Emma and Adam up with some new equipment for their earthworks business in Glenville!

Not only did Milena finance their 2017 Mack Tipper Truck, but shes also the mastermind behind the latest addition to their fleet – the 2023 Heavy Duty UPT Tri-Axle Plant Trailer!🚚

As a finance superstar, its no surprise that Milena has secured over 20 equipment pieces for the business duo since 2018!🤯Image attachmentImage attachment

2 CommentsComment on Facebook

Well done Milena

Milena is a ⭐! I would recommend her to anyone!

4 months ago
QPF Finance Group

We couldn't wait to share this EPIC recently financed piece from our superstar finance broker, Sammy Graham!

Back in October, Sammy secured the keys to a sleek Kenworth T909 for her client, Warrego Livestock Logistics Pty Ltd!🚚

Seriously, have you seen this thing? With some serious power under its hood and a style that turns heads on the highway, the Kenworth T909 is the definition of truck goals.😍
... See MoreSee Less

We couldnt wait to share this EPIC recently financed piece from our superstar finance broker, Sammy Graham!

Back in October, Sammy secured the keys to a sleek Kenworth T909 for her client, Warrego Livestock Logistics Pty Ltd!🚚

Seriously, have you seen this thing? With some serious power under its hood and a style that turns heads on the highway, the Kenworth T909 is the definition of truck goals.😍

1 CommentComment on Facebook

Well done Sammy

Load more

Competitive Rates. Low Doc Options. Quality Service.

Are you in need of financing for your transportation needs, whether for goods, livestock, or fuel? Look no further – QPF is here to ensure you secure the perfect loan for your concrete or water truck.

At QPF, we specialise in financing a wide range of vehicles, including trucks, trailers, commercial utes and vans, prime movers, buses/coaches, and more. With over 46 years of experience, our truck finance specialists have provided tailored solutions to Australian businesses.

Ask us about our low-rate loans, flexible terms, fixed interest rates, and low repayments – whatever your specific requirements may be – There are a number of different ways to secure funding and to customise it to align with your contractual obligations and cash flows.

For those seeking Low Doc ‘No Financials’ options, we provide solutions up to $500K, given you meet the following criteria: 2 years in business, asset-backed, and a homeowner/mortgage.

Let us simplify the complexities of different products, terms, and structures to present clear truck finance options tailored to your business needs. We’ll navigate the various truck funding methods, including Chattel Mortgage / Commercial Loan, Hire Purchase, Finance Lease, Rental Agreements, Operating Leases, Novated Leases, Lease Back, and more!

Your ideal truck finance solution is just a click away!

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What our customers say

Got a Question? Call us today on 1300 736 780

How soon can I expect approval for truck finance?

After receiving all the necessary details, we aim to provide approval within 24 hours. Let us know your preferred timeline, and we will work together to achieve your funding goals.

I'm interested in financing a used truck. Can you assist?

Certainly! Complete the Truck Finance Pre-Approval form on this page, and we’ll contact you straight away to explore your options.

What does low-doc equipment finance entail?

Low-documentation equipment finance is a specialised form of small business loan crafted for acquiring essential assets such as trucks, machinery, and equipment crucial for your business operations. The eligible loan amount depends on various factors, including your industry, business size, financial standing, and other relevant considerations.

Is it possible to secure a truck loan without providing financial documents?

Many lenders now provide truck loans without the need for financial documentation. However, the definition of ‘no financials’ may differ among lenders. While major banks typically necessitate some form of business income verification, such as profit and loss or BAS statements, alternative niche lenders offer financing without requiring any income verification.

Can I finance a truck if I buy from an auction house?

Yes, you can finance a truck if you buy it from any auction house in Australia. We will evaluate the truck’s condition and how much it is worth before issuing a loan for this amount.

What kind of truck finance packages do you offer?

We offer truck finance packages for many situations, including loans, buys or leases, new or used, and with or without a warranty. There are also three different options you can choose between for the term of your loan. Our packages come with competitive rates and flexible terms that fit almost any business’s needs.

What does the term "balloon payment" mean?

A balloon payment refers to a deferred instalment payment structure, wherein the borrower makes reduced monthly repayments throughout the loan term, culminating in a substantial single price at the end. Usually constituting around 30% of the initially financed amount, this final payment can be settled through cash, refinancing, or replacing the asset by selling it and acquiring a new one. Small business owners often favour these loans due to their lower monthly payments, providing a more manageable repayment structure.

Is it possible to finance a truck located in another state?

Yes, trucks can be financed anywhere in Australia, irrespective of the business or truck’s location. However, to mitigate transaction risks, either you or your representative must inspect the truck beforehand, ensuring its existence and avoiding any unexpected issues.

What is the process for financing a new venture?

Financing a new venture is possible without a deposit, particularly for individuals with substantial industry experience. However, in most cases, a 20% deposit is typically required. Additionally, borrowers are usually expected to provide evidence of their expertise in the industry and secure a commitment from a reliable work source willing to endorse the work to be undertaken with the new truck.

I received a truck loan quote elsewhere – can you offer a better deal?

Give us a call! QPF’s Lender Panel is one of the most comprehensive in the industry, providing you with the advantages of our extensive experience. With over $1 billion in loans settled in 2023 and an unparalleled lender panel, we have access to market-leading rates.

What is the borrowing limit for truck finance?

You can borrow up to 100% of the purchase value of your truck and/or trailer, including extras like insurance. At QPF, we not only provide financial assistance but also have an Insurance Team that can support you from quotes to claims.

What is the typical duration for repaying a truck loan?

The average truck loan term is five years. You can choose shorter or longer periods depending on your needs and circumstances.

How do I initiate the application process?

We pride ourselves on simplifying the truck finance process with minimal paperwork. Complete the Truck Loan Quote form on this page, and we’ll reach out to you over the phone to gather the necessary details.

Can I make extra payments to reduce my truck loan?

Absolutely! We strive to customise a flexible truck loan that aligns with your requirements. Call us at 1300 736 780 to discuss the various options available.

Can I get a truck loan without a deposit?

Yes, truck finance is available without a deposit. No-deposit loans are typically only offered to established business entities with a good credit score. Low Doc No deposit truck finance is also available.

Do you also do car loans?

Yes, we offer car loans as long as the car is essential for business use. We also specialise in consumer loans for personal car purchases.

How do you finance a new venture?

New venture finance can be arranged with no deposit for people with significant industry experience. However, borrowers generally require a 20% deposit, evidence of experience in the industry and a work source who is willing to vouch for the work they’re going to do with the new truck.

Can I secure a truck loan with a poor credit history?

Yes, some lenders specialise in truck finance for individuals with a history of credit challenges. While these lenders may charge higher interest rates, they provide an opportunity to rebuild your credit rating. Opting for such financing can be a valuable step toward restoring your creditworthiness, eventually enabling you to access more affordable lending options in the future.

Pre-approval is just a click away!

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